Privacy

What this site can see

PayoffPlan has no user accounts and no application server. Debt balances, APRs, minimums, and the monthly budget are calculated in your browser. If you leave them here, they are written to localStorage on this device so a refresh does not wipe the form.

A copied plan link encodes those same fields in the page URL. Anyone who opens that link can see the numbers. Do not put account numbers, Social Security numbers, or passwords in the name fields.

Advertising

This site is built to host Google AdSense. When a publisher ID is configured, Google and its partners may use cookies or similar identifiers to show ads, measure them, and limit how often you see a creative. See Google’s advertising policy and ad settings at adssettings.google.com.

Until a publisher ID is set, the labeled advertisement boxes are empty placeholders. They do not call Google.

Logs

The host (for example Cloudflare Pages) may keep standard request logs such as IP address, user agent, and the URL you requested. Those logs are not joined to calculator fields because the fields never leave the browser.

Contact

For a privacy question about a deployment you operate, use the contact method on that deployment. This template does not collect email itself.